Category: Essays

Analysis of Credit Card Debt

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is Suppose that you had a $5,270.00 balance on a credit card with an annual percentage rate (APR) of 15.53 percent. Consider the following questions and prepare a report based upon your conclusions. This report must be submitted as A WORD DOCUMENT and attachment to the Consider the following questions and prepare a report based upon your conclusions. Your report should be created as a Word document, but you are encouraged to create graphs and charts (which can be made in Excel and copied to the Word document) to illustrate your points. Remember: make sure you explain what the charts and/or graphs mean; do not assume the reader understands what they mean.

Most credit cards require that you pay a minimum monthly payment of two percent of the balance. Based upon a balance of $5,270.00, what would be the minimum monthly payment (assuming no other fees are being applied)?
Considering the minimum payment you just calculated, determine the amount of interest and the amount that was applied to reduce the principal. Hint: You’ll need to find the total interest for the year first.
Consider one of your credit cards. What is the balance? How is the minimum monthly payment determined? What would be the minimum payment? How much of the minimum payment goes towards interest? How much of the minimum payment goes towards the principal? If you do not want to share an actual balance or do not have a credit card, calculate these amounts using an imaginary credit card balance.
Now, examine the terms of one of your credit cards or other revolving debt. Are there other charges that the credit card company is applying to your account? Are you receiving a special rate for a limited time? Does your card charge an annual service charge or an inactivity fee?
Examine a credit card bill (or other revolving debt) and see how long it will take to pay off your debt if you paid only the minimum payments (you can also use an online calculator like the one http://www.bankrate.com/calculators/managing-debt/minimum-payment-calculator.aspx What steps could you take to pay off this credit card (or debt) sooner? Determine the percentage of the principal that you need to pay down in order to pay off the credit card in the time frame of your choosing.
Many Americans find themselves amassing large amounts of credit card (or other revolving) debt at an early age. What advice concerning the use of credit cards and the fees they charge would you provide to a young adult planning on getting a credit card?

Name:

Date:

Instructor’s Name:

Assignment: SCI203 Phase 2 Lab Report

TITLE: Speciation

Instructions: You will need to write a 1-page lab report using the scientific method to answer the following question:
• What would happen if a species within a population were suddenly split into 2 groups by an earthquake that creates a physical barrier like a canyon?
When your lab report is complete – submit it in the classroom.
Part I: Use the animated time progression of speciation to help you write up your lab report.
Part II: Write a 1-page lab report using the following scientific method sections:
• Purpose
o State the purpose of the lab.
• Introduction
o This is an investigation of what is currently known about the question being asked. Use background information from credible references to write a short summary about concepts in the lab. List and cite references in APA style.
• Hypothesis/Predicted Outcome
o A hypothesis is an educated guess. Based on what you have learned and written about in the Introduction, state what you expect to be the results of the lab procedures.
• Methods
o Summarize the procedures that you used in the lab. The Methods section should also state clearly how data (numbers) were collected during the lab; this will be reported in the Results/Outcome section.
• Results/Outcome
o Provide here any results or data that were generated while doing the lab procedure.
• Discussion/Analysis
o In this section, state clearly whether you obtained the expected results. Also discuss the results and what you learned from this lab.
o Note: You can use the lab data to help you discuss the results and what you learned.
Provide references in APA format. This includes a reference list and in-text citations for references used in the Introduction section.
Give your paper a title and identify each section as specified above. Although the hypothesis will be a 1-sentence answer, the other sections will need to be paragraphs to adequately explain your experiment.

Name:

Date:

Instructor’s Name:

Assignment: SCI203 Phase 4 Lab Report

Title: Analysis of Energy Sources

Instructions: You will write a 1-page lab report using the scientific method.

When your lab report is complete – submit it in the classroom.

Part I: Using the lab animation,

Energy Source Fuel (Coal)/Uranium Needed (tons) CO2 Emissions
(tons) Sulfur Dioxide and Other Emissions (tons) Radioactivity mSv (millisievert) Solid Waste (tons) Accidents
Coal Q1
Coal Q2
Coal Q3
Coal Q4
Nuclear Q1
Nuclear Q2
Nuclear Q3
Nuclear Q4

Part II: Write a 1-page lab report using the following scientific method sections:
• Purpose
o State the purpose of the lab.
• Introduction
o This is an investigation of what is currently known about the question being asked. Use background information from credible references to write a short summary about concepts in the lab. List and cite references in APA style.
• Hypothesis/Predicted Outcome
o A hypothesis is an educated guess. Based on what you have learned and written about in the Introduction, state what you expect to be the results of the lab procedures.
• Methods
o Summarize the procedures that you used in the lab. The Methods section should also state clearly how data (numbers) were collected during the lab; this will be reported in the Results/Outcome section.
• Results/Outcome
o Provide here any results or data that were generated while doing the lab procedure.
• Discussion/Analysis
o In this section, state clearly whether you obtained the expected results. Also discuss the results and what you learned from this lab.
o Note: You can use the lab data to help you discuss the results and what you learned.
Provide references in APA format. This includes a reference list and in-text citations for references used in the Introduction section.
Give your paper a title, and identify each section as specified above. Although the hypothesis will be a 1-sentence answer, the other sections will need to be paragraphs to adequately explain your experiment.

Case Phar –Mor Perpetrated

“Fraud” Please respond to the following:
• From the e-Activity, determine the main reasons why several members of top management in Phar-Mor perpetrated the financial statement fraud. Next, recommend one (1) strategy that the auditors might have taken to detect or prevent the fraud. Provide a rationale to support your recommendation.
• From the case study, analyze the financial data as presented. Next, choose at least one (1) pattern within the data that appears to be inconsistent, and propose one (1) strategy that one could use to audit this pattern. Provide a rationale to support your response.

“Alternative Minimum Tax” Please resppond to the following:
• Analyze the rules concerning the alternative minimum tax for individual taxpayers. Based on your analysis, recommend at least two (2) changes to the alternative minimum tax that would be fairer to an individual taxpayer. Provide a rationale for your recommendation.
• Debate it! Married individual taxpayers who file separately should not pay a higher rate than married individuals who file jointly

Complex routing algorithms are used to maintain routing tables. What algorithms are used, and how do they work? What are the advantages and disadvantages of each? Which ones are most commonly used in today’s networks?

Final Project for Reimbursement Methodologies

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Reimbursement Methodologies Final Project

Scenario

The executive finance team at Anywhere Hospital is reviewing charge levels for various surgical units.

The team leader has requested a CDM management from the CDM coordinator (You). She would like the report to include the following:

Medicare reimbursement, cost, and profit for procedures performed during first quarter 20xx (current year).

Additionally, she would like third-party payer average reimbursement, cost, and profit for the same time period. Complete the Excel spreadsheet and provide your analysis.

To obtain the MCR Reimbursement (Medicare): Locate current Medicare rate for each CPT code on the most current OPPS Addendum B. Copy the link below into your Web browser or view in Slide Show:

Visit http://www.cms.gov/Medicare/Medicare-Fee-for-Service-Payment/HospitalOutpatientPPS/Addendum-A-and-Addendum-B-Updates.html to find and download Addendum B (center of page)

Transfer the rate figure from Column “F” to the correct row on your spreadsheet in Column “I” “TPP Reimbursement” (Third Party Payer):

Calculate the TPP Reimbursement using the following formula in Excel: (=F2*.62) -average reimbursement rate for TPP Column F (charge multiplied by .62)

Insert the calculated figure in Column J

MCR Cost = Charge * RCC.

Use the RCC provided in the scenario based on the line item revenue code

360 is 0.4043

320 is 0.5267

TPP Cost = Charge * RCC. Note: there is no difference between MCR cost and TPP cost. MCR Profit = MCR Reimbursement – MCR Cost

TPP Profit = TPP Reimbursement – TPP Cost

MCR Overall Profit: Multiply profit figures times volumes provided.

TPP Overall Profit: Multiply profit figures times volumes provided

See following example for formulas Now that you have completed your spreadsheet, answer the following questions in a separate Word Document. Support your answers.

Are either of the payers profitable for Anytime Hospital in this outpatient surgical area?

What are the most profitable Medicare

procedures? Least profitable?

What are the most profitable Third Party

procedures? Least profitable?

Case Phar –Mor Perpetrated

“Fraud” Please respond to the following:
• From the e-Activity, determine the main reasons why several members of top management in Phar-Mor perpetrated the financial statement fraud. Next, recommend one (1) strategy that the auditors might have taken to detect or prevent the fraud. Provide a rationale to support your recommendation.
• From the case study, analyze the financial data as presented. Next, choose at least one (1) pattern within the data that appears to be inconsistent, and propose one (1) strategy that one could use to audit this pattern. Provide a rationale to support your response.

“Alternative Minimum Tax” Please resppond to the following:
• Analyze the rules concerning the alternative minimum tax for individual taxpayers. Based on your analysis, recommend at least two (2) changes to the alternative minimum tax that would be fairer to an individual taxpayer. Provide a rationale for your recommendation.
• Debate it! Married individual taxpayers who file separately should not pay a higher rate than married individuals who file jointly

listening response2

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The paper should be one page, 12 point font, and double-spaced and should include observations on the musical qualities of a particular recording, using the terminology of musical concepts we learned in week 1, in additional to personal reflections (e.g., texture, harmony, melody, instrumentation, emotional quality or mood, etc.).

Paper

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Select an industry.

Write a 700- to 1,050-word paper that identifies each link in the supply chain and the purpose and value in each. For example, if the shoe industry were to be chosen, the supply chain might look something like:

Manufacturer

plans the product mix
designs the shoes
determines the materials
makes the shoes
advertises the shoes
ships in bulk to middlemen

Distributor

receives shipment from manufacturer
establishes relationships with retailers
extends credit to retailers
breaks down from bulk quantities to smaller cases
ships product to retailers

Retailer

displays the shoes
advertises to drive consumers into the store
determines product selection
pays salespeople to help the consumer decide
processes the transaction
transfers possession to the consumer

BUS 612 Advance Project procurement

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Article Review

Read the assigned article from this week’s readings. Consider yourself as a project manager at American Airlines, and John MacLean is your project sponsor. Describe at least two examples related to supply chain management, and justify the reasoning for the selection of these examples. Describe how these example projects can improve profitability of American Airlines. Submit a two- to three-page paper, excluding the title and reference pages. Use concepts from the text for purchasing links to profitability and your knowledge of project management to support your views. Your paper should be formatted in APA style as outlined in the Ashford Writing Center.