Are you considered a default risk? How would a lender evaluate you based on the five Cs of character, capacity, capital, collateral, and conditions? How could you plan to make yourself more attractive to a lender in the future?

Course Objective:CO2: Develop a personal budget using the main components of wise money management.CO3: Analyze advantages and disadvantages of using consumer credit.Assignment Instructions:Identify and analyze your debts. What assets secure your debts? What assets do your debts finance? What is the cost of your debts? What determined those costs? What risks do you undertake by being in debt? How can being in debt help you build wealth?

Discuss the Tim Clue video on debt at https://www.youtube.com/watch?v=I5bbvMR8Ee4. What makes this comedy spot funny? What makes it not funny? What does it highlight about the appropriate uses of debt?
Write a 1-2 page paper. Use the template provided. Follow APA format, including a title page, introduction, conclusion, citations, and five scholarly references (not Wikipedia or Investopedia). See the attached PPT file. Turnitin report of no more than 20% similarity index is required.

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