At dinner, you and your father get into a discussion about the best approaches to minimize taxes. Your father has some strong beliefs, and you have your ideas as well. Both of you make valid points, and the discussion continues.
Prepare a report that discusses the major tax minimization strategies. Include the following items:
* Which strategies do you feel are the most effective? Why?
* List two tax deductions.
* Discuss two tax credits.
* Discuss retirement plans like 401(k)s and 403(b)s.
* Address regular IRAs.
* What is a trust agreement, and how can it help in estate planning?
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